Get daily email summaries of your bank and credit card transactions. No app required.
Unlike Simplifi, YNAB, and Monarch Money—ClearTally doesn't make you log in to track your money.
Wake up to your transactions for the last 7 days in your inbox. When you need to dig deeper, use the web dashboard to search, categorize, and export your data.
| Feature | ClearTally | Simplifi | YNAB | Monarch Money |
|---|---|---|---|---|
| 💰 Pricing | ||||
| Free Version Available | ✓ 2 institutions, 90 days transaction history |
✗ | ✗ | ✗ |
| Annual Price | $49 Unlimited institutions, 2+ years transaction history |
$72 | $109 | $120 |
| ⚙️ Core Features | ||||
| Transaction Categorization | ✓ | ✓ | ✓ | ✓ |
| Bank Connection Method | Plaid | Plaid | Plaid | Plaid |
| Transaction History (Dashboard) | 2+ years | 2+ years | 2+ years | 2+ years |
| Maximum Institutions | Unlimited | Unlimited | Unlimited | Unlimited |
| Accounts Per Institution | All accounts per login | All accounts per login | All accounts per login | All accounts per login |
| Email Transaction Summaries | ✓ Daily |
✗ | ✗ | ✗ |
| Web Dashboard | ✓ | ✓ | ✓ | ✓ |
| 🔒 Security & Privacy | ||||
| Bank Connection Security | Plaid (256-bit SSL) | Plaid (256-bit SSL) | Plaid (256-bit SSL) | Plaid (256-bit SSL) |
| Two-Factor Authentication | ✓ | ✓ | ✓ | ✓ |
| Read-Only Bank Access | ✓ | ✓ | ✓ | ✓ |
| See or Store Your Bank Credentials | Never | Never | Never | Never |
| Sells Your Data | Never | Never | Never | Never |
| ✨ User Experience & Design | ||||
| Interface Complexity | Minimal | Complex | Very Complex | Complex |
| Login Required to View Transactions |
✗ Just check email |
✓ | ✓ | ✓ |
| Setup Time | 5 minutes | 30-60 minutes | 2-4 hours | 30-60 minutes |
| Learning Curve | Low | Moderate | Steep | Moderate |
| Information Overload | Low | High | Very High | High |
Track 2 institutions with 90 days of transaction history—completely free, forever. No credit card required, no trial period that expires.
Wake up to yesterday's transactions in your inbox. No app to open, no login required. See where your money went for all your linked accounts on in one place without the hassle.
Connect your bank or credit card accounts in 5 minutes and you're done. No budgets to set up, no categories to configure, no complex system to learn. Everything is kept simple. Start receiving daily emails right away.
We use Plaid to connect to your institutions with read-only access. Plaid currently has over 500 million linked bank accounts worldwide and support over 12,000+ financial institutions. We never see or track your account numbers or bank login credentials. The only identifiable data we store of yours is your email address, and even that is encrypted in our database. We can't move your money, and we never sell your data.