Yesterday's spending in your inbox every morning

Connect your accounts once, then just check your email. No app to open, no dashboard to learn. Know where your money went in 30 seconds.

Get your first summary tomorrow →
Free forever for 2 accounts • No credit card required • 5 minute setup

How it works

Three steps, five minutes, then it's automatic forever.

1

Connect your accounts

Link your bank and credit cards through Plaid's secure connection. We only get read-only access.

2

Check your email

Every morning at 8am, get a clean summary of what you spent yesterday. That's it.

3

Dig deeper when needed

Want to search old transactions or export data? The web dashboard is there when you need it.

Why people switch to ClearTally

Built for people who don't want another app to manage.

📧

No app required

Your email is the interface. No login, no app to open, no notifications to dismiss. Just glance at your inbox like you already do.

⚡

Zero learning curve

If you can read an email, you can use ClearTally. No budgets to set up, no categories to configure, no complex system to learn.

🔒

Bank-level security

We use Plaid to connect—the same service used by Venmo and Coinbase. We never see your login credentials or move your money.

💸

Free forever option

Track 2 institutions completely free, forever. No trial period, no credit card required, no surprise upgrades.

What users are saying

"I tried YNAB three times and gave up each time. ClearTally is the only thing that actually stuck because I don't have to do anything."

M
Marcus T.
Software Engineer

"I just need to know where my money goes. Not manage it, not budget it, just see it. This is perfect."

S
Sarah K.
Marketing Manager

"The daily email is my favorite part of my morning routine now. Quick scan with coffee and I know exactly where I stand."

J
James L.
Small Business Owner

ClearTally vs. The Competition

Unlike Simplifi, YNAB, and Monarch Money—ClearTally doesn't make you log in to track your money.

Wake up to your transactions for the last 7 days in your inbox. When you need to dig deeper, use the web dashboard to search, categorize, and export your data.

Free: 2 institutions  •  Pro: $49/year unlimited institutions
Feature ClearTally Simplifi YNAB Monarch Money
🚀 What Makes ClearTally Different
Daily Email Summaries ✓Every morning at 8am ✗ ✗ ✗
Login Required to View Transactions ✗Just check email ✓ ✓ ✓
Free Version Available ✓2 institutions, 90 days history ✗ ✗ ✗
Setup Time 5 minutes 30–60 minutes 2–4 hours 30–60 minutes
Learning Curve None Moderate Steep Moderate
Interface Complexity Minimal Complex Very Complex Complex
💰 Pricing
Annual Price $49Unlimited institutions $72 $109 $120
Free Tier ✓No credit card required ✗Paid only ✗34-day trial ✗7-day trial
⚙️ Features
Transaction Categorization ✓Automatic ✓ ✓ ✓
Custom Tags & Subtags ✓Pro ✓ ✓ ✓
Transaction History 2+ yearsPro (90 days Free) 2+ years 2+ years 2+ years
Web Dashboard ✓Search, filter, & export ✓ ✓ ✓
Export to Excel ✓ ✓ ✓ ✓
Unlimited Institutions ✓Pro (2 on Free) ✓ ✓ ✓
Bank Connection Plaid Plaid Plaid Plaid
🔒 Security & Privacy
Encryption 256-bit SSL 256-bit SSL 256-bit SSL 256-bit SSL
Two-Factor Authentication ✓ ✓ ✓ ✓
Read-Only Access ✓Can never move money ✓ ✓ ✓
Sells Your Data Never Never Never Never

💰 Free Forever Option

Track 2 institutions with 90 days of transaction history—completely free, forever. No credit card required, no trial period that expires.

📧 Daily Email Summaries

Wake up to yesterday's transactions in your inbox. No app to open, no login required. See where your money went without the hassle.

⚡ Zero Learning Curve

Connect your accounts in 5 minutes and you're done. No budgets to set up, no categories to configure, no complex system to learn.

🔒 Bank-Level Security

We use Plaid with read-only access. We never see your bank credentials, can't move your money, and never sell your data.

Simple pricing

Start free, upgrade if you need more accounts.

Free
$0 / forever

Perfect for tracking your main accounts

  • 2 financial institutions
  • Daily email summaries
  • 90 days transaction history
  • Web dashboard access
Get Started Free
Pro
$49 / year

For tracking all your accounts in one place

  • Unlimited institutions
  • Daily email summaries
  • 2+ years transaction history
  • Custom tags & subtags
  • Export to Excel
  • Web dashboard access
Start with Pro

Ready to simplify?

Connect your accounts in 5 minutes. Get your first summary tomorrow morning.

Get Started Free →

No credit card required